Blog

Outsource your memory

April 2018

You enter the Supermarket.  “Bread, butter, toothpaste, onions. Bread, butter, toothpaste, onions. ”  A nearby customer glances at you quizzically as you mumble your list under your breath.  Twenty minutes later, you leave the store with a cart full of food – but no toothpaste! Familiar? You’re not a storage device One of Lifes’ truisms […]

The Impact of Living Longer on Retirement Planning

April 2018

Since the pension reforms of 2015, investors have a greater degree of flexibility and choice when accessing their savings. Significant though the reforms were, they have to be seen within the context of other changes affecting retirement, particularly demographic developments. Accelerating life expectancy Accelerating life expectancy means that a 65-year old man in the UK […]

Advisers need to teach clients patience

April 2018

We deal with a mixture of  different demographics of clients. Some are in their late twenties and thirties. Some are in their sixties and beyond.  Some are in the middle.  I guess I fall into the middle group!  In all cases, we get to share experiences with one another, both good and bad. But one […]

Don’t put all your eggs in one basket

April 2018

By and large, most investors are more concerned about losing money rather than making money.  They don’t want to see the value of their investments fall.  Its a common trait in most people. And therein lies the dilemma for Advisers.  How to protect the Client’s savings while at the same time get a good return? […]