Blog

Young women worse off than their mothers and grandmothers

March 2018

Today’s women risk being worse off than their partners, mothers or grandparents, despite improvements in gender equality, a report has suggested. The Chartered Insurance Institute’s “Securing The Financial Futures of The Next Generation” Report describes today’s women as “profoundly more exposed to financial difficulty” than their male partners, mothers or grandmothers. The report identified six key […]

Start early to plan for retirement.

March 2018

We live in a time when the state pension age is increasing, the number of DB (Defined Benefit) Pension Schemes open to new members is decreasing, and more and more individuals will rely on DC (Defined Contribution) Pension Schemes in their retirement. As a result of Auto Enrolment, it’s true to say the more people […]

Using Multi-Asset Funds in Client Portfolios

March 2018

If the recent volatility in stockmarkets has demonstrated anything, it is that holding a diversified portfolio of investments rather than relying on any one asset class for returns is usually a wise approach.   So says the Investment Association. It is no wonder the popularity of multi-asset funds is soaring, they say, with trade body, the Investment […]

INVESTMENTS! – Active versus Passive or Active and Passive.

March 2018

Some Advisers have debated long and hard whether Active or Passive Investing is better in the long term. In more recent years, the passive advocates’ voices have been heard loud and clear but this of course misses the point that there remains a number of hugely talented fund managers who have managed to beat the […]