Westerton Male Voice Choir

March 2019

Just to prove that there is life beyond Financial Services, I thought I would share with you one of my hobbies namely being a member of Westerton Male Voice Choir. That’s me in the Back Row 2nd from the left and we’re performing “Highland Cathedral”. The clip comes from one of our practice nights. Please […]

How Important will Next Week Be?

March 2019

As readers will undoubtedly know, it’s all set up to be a very important week in parliament this week with Theresa May’s next meaningful vote scheduled for tomorrow – and subsequent votes on Wednesday and Thursday depending on the outcomes. All that uncertainty means that there are still a number of different possible outcomes for […]

China – a Growing Economy

March 2019

Ian Cowie, writing his usual Personal Account column in the Sunday Times Money section, has China in his investment sights last weekend. He reminds readers of the value of investing internationally and how China’s growing economy has significant potential despite worries over a trade war. As recent events seem to have increased hopes that such […]

Paul Lewis: Why HMRC’s latest clampdown goes way too far

March 2019

I read an interesting article in Money Marketing last week which I thought might be of interest to you.  It concerns the new loan charge tax that could be demanded from 50,000 people and which sets a worrying precedent. “No one is more vitriolic about tax “evoiders” than me. Just the other day, I argued […]

FCA warns of copycat site offering investments

March 2019

The Financial Conduct Authority (FCA) has issued a warning over an unauthorised firm moonlighting as an investments branch of the regulator. The firm is using the name FCA Investments and has used the FCA’s logo on its website along with that of the Financial Services Compensation Scheme (FSCS) which it says covers its investors. The […]

New Scottish Tax Rates

February 2019

Moves to freeze Scottish income tax rates are adding risk and volatility to the Scottish tax regime and could lead to behavioural changes among the wealthy, the Chartered Institute of Taxation (CIOT) has warned. MSPs last week  voted to approve the Scottish government’s income tax rates for the 2019/20 tax year by 61 votes to 52. They put […]