HM Revenue & Customs’ most recent figures show a total of £21.7bn has been cashed in from pension pots since the freedoms were introduced in April 2015. There has been a steady increase in the funds being withdrawn year on year with almost five million withdrawals having now been made using the pension freedoms. There […]

Life Insurance is like a parachute, if you don’t have it the first time you need it, there will likely be no second chance!!! The importance of Life Insurance is often not realised by many until it’s too late. If you can relate to this and would like more information, you should be speaking to […]

The term ‘ethical’ is often used as a catch-all to describe funds managed with social, environmental, or other responsible criteria in mind. Investing ethically offers the possibility of taking advantage of good performance whilst also benefiting society. And it’s becoming more and more popular with investors of all ages. But of course, ethics are personal. […]

This picture takes me back a few years. Most of you will recognise what it is although maybe some of our younger readers may struggle. To times when youngsters of my age (then not now!), collected records by the barrowload and played them at the highest volume possible much to the great annoyance of parents […]

What’s the solution to the ageing dilemma? As we grow older and live longer as a nation it puts strain on the state and on our own resources. According to the 2017 book The 100-Year Life: Living and Working in an Age of Longevity by Lynda Gratton and Andrew Scott half the babies born in […]

I’ve been looking out my window this morning and “The Butterfly Effect” came to mind. The term comes from the suggestion that the flapping of a butterfly’s wings in South America could affect the weather on the other side of the world, meaning that the tiniest influence on one part of a system can have […]