Category: Investment

  • Are Crypto-Currencies worth the Risk?

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    Arthur Beverly
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    Unregulated investments can take diverse forms in the UK, from burial plots near Birmingham to storage pods in Blackburn.  In more exotic locations such as the Caribbean, property is popular, while so-called exotic crops have lured investors to Africa.  While these types of investment have been on advisers’ radars for many years, the Financial Conduct…

  • The Art of Diversification

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    by

    Arthur Beverly
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    I have been looking after clients money now for nigh on 30 years and the three words that I  think are the most important words when discussing investments are’ Diversification, Diversification and Diversification.  Harry Markowitz, the American economist, is probably known as the daddy of the concept of Diversification.  In the 1950s he developed a…

  • Diversify, Diversify, Diversify

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    by

    Arthur Beverly
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    One of the main safety features of any investment, be it Pension Funds, ISAs or OEICS (Unit Trusts to us oldies) is the ability of the fund manager to diversify his or her portfolio.  Most Multi Asset Portfolios have this facility but that may not be the case with older style Funds where they were…

  • Call to abolish the lifetime ISA (LISA)

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    Arthur Beverly
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    It has been reported in the Financial Press that The Treasury Committee has called upon the government to abolish the Lifetime ISA (LISA) just 16 months after it was first made available, after receiving persistently negative feedback on the product. In its latest report, Household finances: income, saving and debt, the Treasury Committee recommended the government abolish…

  • Historical FTSE 100

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    Arthur Beverly
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    Click on the link below to see How the FTSE 100 Index would have looked were the Statisticians able to go back to 1700 Historical FTSE Index Makes interesting viewing.  (Well I think it does!)

  • Advisers need to teach clients patience

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    by

    Arthur Beverly
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    We deal with a mixture of  different demographics of clients. Some are in their late twenties and thirties. Some are in their sixties and beyond.  Some are in the middle.  I guess I fall into the middle group!  In all cases, we get to share experiences with one another, both good and bad. But one…