Category: Lifestyle

Well that’s the budget over and done with.  You heard it all in the budget speech in the House of Commons.  Didn’t you?  Well no you didn’t.  There are a number of items that never came to light in the budget speech, but are published in the small print that maybe, just maybe, the Government…

Dementia is a big and growing problem (Part 2) In Part 1 we looked at the astronomical cost of Care.  In Part 2, we look at how Advisers can help. Means tested support starts when capital is below £23,250 The financial limit, known as the ‘upper capital limit’, exists for the purposes of the financial…

Dementia is a big and growing problem (Part 1) One of the most frightening changes in the health of society today is the increase in the incidence of Dementia. What we are seeing is a shift in the types of illnesses that are killing people in old age. While some chronic illnesses are beaten by…

Older people are holding onto their savings and are reluctant to spend money impulsively, according to research from the Institute for Fiscal Studies. A survey recently published looking at how individuals use their wealth once they retire finds many are not drawing down as much wealth as they could. It says, on average, individuals will…

The “Bank of Mum and Dad” may be running out of money as parents are now providing smaller sums, according to research by Legal & General. Forecasts from L&G and the Centre for Economics and Business Research found the average contribution from parents towards a child’s mortgage deposit will decline from £21,600 in 2017 to £18,000 in 2018. L&G’s data found…

If you are reading this, a week after the holiday weekend, well done;  you have survived the great GDPR email frenzy, which finally reached fever pitch last Friday afternoon. Did you all get the emails  saying “we don’t want to say goodbye” which landed in the inbox on Friday.  Did the senders not get the…