Category: Lifestyle

  • Challenging the throwaway society

    —

    by

    Arthur Beverly
    in , ,

    Challenging the throwaway society – ocean plastics highlight wasteful consumption habits After years of campaigning by NGOs (Non-governmental organisations), it took a seminal wildlife documentary – Blue Planet II – to get politicians to pay attention to the devastation being wrought by the disposal of plastics. More than eight million tonnes of plastic are discarded into the…

  • Even the Best get it Wrong

    —

    by

    Arthur Beverly
    in

    I read this little article recently and thought you might find it interesting. You’ve probably heard of the Ford Mustang, but what about the sorry tale of the Ford Edsel? The Edsel was originally intended to be Ford’s flagship product in the late 1950s, but it ended up an unprecedented flop and was widely cited…

  • Industry takes axe to pension jargon

    —

    by

    Arthur Beverly
    in ,

    Bravo for the ABI. Thousands of changes have been made by pension providers to the documents they give consumer materials, after a two-year industry initiative to make pensions language simpler, clearer and more consistent comes to an end. The Association of British Insurers (ABI), which lead the initiative, said these “improvements will make it easier…

  • Financial Conduct Authority sees ‘warning signs’ for UK debt

    —

    by

    Arthur Beverly
    in

    There are “warning signs” about the health of the consumer credit market, the director of supervision at the Financial Conduct Authority (FCA) has said. Jonathan Davidson said most of the rise in UK debt levels in recent years has been among better off borrowers and stressed this was not harmful to the economy, but he…

  • Outsource your memory

    —

    by

    Arthur Beverly
    in , ,

    You enter the Supermarket.  “Bread, butter, toothpaste, onions. Bread, butter, toothpaste, onions. ”  A nearby customer glances at you quizzically as you mumble your list under your breath.  Twenty minutes later, you leave the store with a cart full of food – but no toothpaste! Familiar? You’re not a storage device One of Lifes’ truisms…

  • Digital advice to drive down costs

    —

    by

    JD
    in , ,

    “Most advisers take the view that the RDR (Retail Distribution Review) which is essence removed commission from investment products, provided the quality of advice but effectively reduced the distribution of it. Most will conduct a face to face fact-finding meeting but finding a way to do it remotely, lowers the cost associated with the advice process.…