Category: Risk

  • Why risk shouldn’t be reactive

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    by

    Arthur Beverly
    in ,

    After 10 years of a record bull run, the recent market correction has come as a shock – even to those who have seen significant equity movements in the past. As a result, some have hit the panic button, and looked to de-risk their portfolios.  That said, I’m pleased to say that none of our…

  • Today’s Markets

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    by

    Arthur Beverly
    in ,

    I just received an email from 7IM about today’s markets.  They write; Clients need only to read the news to worry about their investments right now. It’s no leap at all to consider whether a move to cash is a good move. In the context of long term returns, there is a simple answer to…

  • Diversify, Diversify, Diversify

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    by

    Arthur Beverly
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    One of the main safety features of any investment, be it Pension Funds, ISAs or OEICS (Unit Trusts to us oldies) is the ability of the fund manager to diversify his or her portfolio.  Most Multi Asset Portfolios have this facility but that may not be the case with older style Funds where they were…

  • Fraud within the personal finance sector

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    by

    Arthur Beverly
    in

    Traditionally, it has been viewed that criminals target the vulnerable and elderly. However, Royal London personal finance specialist Helen Morrissey notes that this view is “evolving quickly”, with recent scams showing that no one is safe. “There are even reports of fraudsters exploiting the recent issues at TSB to send out emails asking people to…

  • Don’t put all your eggs in one basket

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    by

    Arthur Beverly
    in ,

    By and large, most investors are more concerned about losing money rather than making money.  They don’t want to see the value of their investments fall.  Its a common trait in most people. And therein lies the dilemma for Advisers.  How to protect the Client’s savings while at the same time get a good return?…

  • INVESTMENTS! – Active versus Passive or Active and Passive.

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    by

    JD
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    Some Advisers have debated long and hard whether Active or Passive Investing is better in the long term. In more recent years, the passive advocates’ voices have been heard loud and clear but this of course misses the point that there remains a number of hugely talented fund managers who have managed to beat the…