“Lots of people know what to do, but few people actually do what they know. Knowing is not enough! You must take action.” —Tony Robbins

A well respected name in the Financial Services Industry, Steve Bee, commented recently in “Money Marketing” about Final Salary Pension Schemes (also known as DB Schemes). He wrote the following: “It is not unusual for someone who has been in a defined benefit scheme for a large part of their career to have pension assets […]

Savers 10 years away from retirement could lose nearly half of the value of their defined benefit pension (Final Salary) if they choose to transfer, according to new research. The analysis from Royal London and consultancy Lane Clark & Peacock finds for those people the transfer value on offer will on average only be around 55 […]

Boarded a flight the other day and an automatic announcement intoned that as the plane was  refuelling, passengers should keep all their electronic devices switched off, seat belts unfastened and blinds up. So I sat there with people around me on their phones, seat-belts on and blinds down. So, I couldn’t help wondering, had the […]

UK inflation hit a six-month high of 2.7% in September, having held steady earlier this year.  The rise is not good news for consumers- slowing the recovery in spending power Could it be good news for savers?  Only if the Banks and Building Societies increase their rates.  The question is – will they? Answers on […]

A Financial Services Group in the Midlands has said it has seen a 50 per cent increase in staff over the past five years with turnover and pre-tax profist more than doubling on the back of increased demand for independent advice. The firm’s assets under advice or trusteeship and administration have increased dramatically and their […]