“Whether you think you can, or you think you can’t, you’re right!” Henry Ford, American Captain of Industry and a business magnate, the founder of the Ford Motor Company – 30th July 1863 to 7 April 1947.  

Unregulated investments can take diverse forms in the UK, from burial plots near Birmingham to storage pods in Blackburn.  In more exotic locations such as the Caribbean, property is popular, while so-called exotic crops have lured investors to Africa.  While these types of investment have been on advisers’ radars for many years, the Financial Conduct […]

So says FCA chief executive Andrew Bailey.  He says the pension freedoms are the right approach to help individuals deal with the increasing complexities of retirement. In a speech delivered recently about the watchdog’s view on pensions, Bailey argued the context in which individuals have to make decisions about retirement is becoming more nuanced. He […]

“It’s Not Whether You Get Knocked Down, It’s Whether You Get Up.” Vince Lombardi,American Football Coach, 11th Jun 1913 to 3rd Sep 1970

In my last blog, I talked about getting things the wrong way round and not diversifying as mistakes people make in their financial planning.   Let’s finish off this little series by being a bit more positive. Firstly, be the tortoise, not the hare. “How can I become a millionaire by 35?  How can I become […]

Last time, I talked about timing as a mistake people make in their financial planning.   Here’s two more. “Investing is easy,” a friend told me, beaming.  “Really?” I responded.  “Sure, buy low and sell high.”  There was nothing I could say.  She’d discovered the secret.  But there was only one little problem.  Most people do […]