“What You Lack In Talent Can Be Made Up With Desire, Hustle And Giving 110% All The Time.” Don Zimmer, American Baseball Coach, – 13th Jan,1931 to 4th Jun 2014

Last time out, I talked about luck not being a solid strategy and the Get Rich Quick scheme, as mistakes people make in their financial planning.   Here’s another couple.   Later is now.   I’ve heard, “Right after I get our new car paid off.    Or after we finish the house remodel.   Or we needed […]

We all make mistakes, don’t we?  The trick is to learn from them.  Over the next few blogs, I’m going to pick out some bits of advice that not everyone accepts, or follows but here goes.Luck is not a strategy one should trust. I’m sure we’ve all heard,  “If only I could just win the […]

“Don’t Let Yesterday Take Up Too Much Of Today.” Will Rogers, Actor and Social Commentator, 4th Nov 1879 to 15th Aug 1935

Nearly everyone has a dream for their retirement. It often includes leaving work while you’re still healthy enough to be active and independent, planning to buy a boat, or holiday home, or simply spending as much leisure time as possible. And after decades of dedicating most of your waking hours to your work, enjoying the […]

You will appreciate how much the retirement income landscape has changed in recent years by giving people and their advisers greater freedom. But with greater freedom comes greater responsibility. Investment strategies that work in the accumulation phase (climbing the mountain) may not make sense in the decumulation phase (descending the mountain). Drawdown gives people flexibility with […]