Category: Uncategorised

  • How Things Change

    This picture takes me back a few years. Most of you will recognise what it is although maybe some of our younger readers may struggle. To times when youngsters of my age (then not now!), collected records by the barrowload and played them at the highest volume possible much to the great annoyance of parents…

  • The Butterfly Effect

    I’ve been looking out my window this morning and “The Butterfly Effect” came to mind. The term comes from the suggestion that the flapping of a butterfly’s wings in South America could affect the weather on the other side of the world, meaning that the tiniest influence on one part of a system can have…

  • Merry Christmas

    Well that’s another year over. And a tumultuous one its been, too.  Not just for ABFM but the country as a whole. The Brexit negotiations seem to have taken up most of the front pages of the papers and despite all the travels between London and Brussels, we seem no nearer to a solution that…

  • Westerton Male Voice Choir’s Christmas Concert

    Up until now all my blogs have been about financial services with a bit of motivation thrown in midweek. Today I thought, it would be nice to change the topic somewhat by making mention of the Westerton Male Voice Choir, (of which I am a member) and the Choir’s Christmas Concert which took place last…

  • Inspirational Quotes

    Never give up on a dream just because of the time it will take to accomplish it.  The time will pass anyway.   Earl Nightingale

  • National Minimum Wage Rates

    Just a note to remind you that new rates for the National Minimum Wage (NMW) and National Living Wage (NLW) apply from the 1st April. From the 1st April 2018, the following hourly rates will apply NLW rate for workers aged 25 and over – £7.83 The main rate for workers ages 21-24 – £7.38…